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Being disabled and unable to carry out your financial responsibilities can be a very difficult time. We are here to help you through our Waiver or Premium and Waiver of Monthly Deduction. |
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How It Works
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You, as policyowner, may be eligible to waive paying the premium or monthly deduction provided:
1. Your policy is inforce
2. Your policy contract includes an active Waiver of Premium/Waiver of Monthly Deduction
Benefit and
3. You have been disabled for a duration of at least 6 consecutive months
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Submitting a Claim
1. Call 1-800-387-2747 to report the disability. (NOTE: Manulife must be notified within 12 months
of the ongoing disability and during the lifetime of the insured.)
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2. Within 4 working days of notification we will send you the Waiver of Premium Claim Form.. |
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3. You will be required to:
a) Complete the form
b) Sign an authorization to obtain additional medical information
c) Obtain a physician's statement completed by a treating physician
d) Obtain a statement from your employer, under some circumstances |
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4. Once we receive all required documentation, we will inform you of our decision within 4
working days. |
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