|
|
|
Manulife UL-G
Universal life insurance product
A smart combination of security and affordability ideal for your clients' wealth transfer needs
|
 |
|
|
|
|
Overview
|
|
Competitive Advantages
|
|
|
With a policy protection rider standard, an enhanced policy protection rider option and competitive premiums, Manulife UL-G offers more choices and increased affordability to meet a variety of policyholder needs.
- Security -- Give your clients the satisfaction they want through guaranteed coverage for life
- Affordability -- Realize more value for your client's dollar with competitive premiums and funding options that make sense, including advantages for funding more upfront.
|
|
Help your clients meet their needs with these Manulife UL-G competitive advantages:
- Competitive premiums
- Guaranteed coverage for life
- Policy Protection Rider Enhanced for high early funding
- Age 100 Advantage
- Enhanced Return of Premium Death Benefit Rider
- Cash Value Enhancement Rider
- Other various riders
|
|
|
Here are some examples of the uses of Manulife UL-G: |
|
|
|
Manulife UL-G
|
|
- Affordable death benefit protection
- The ability to transfer your clients' business to heirs by providing funds to pay estate taxes
- Funding methods used to balance wealth transfer and cash access needs
- Equalizing inheritance to heirs
- Premium and personal financing
|
|
|
Use Manulife UL-G to plan smart for the futures your clients want. |
|
|
|
Manulife UL-G Transition Rules -- Manulife will continue to accept Manulife UL-G 03 cases if a signed illustration (version 4.20a or later) is received in the New Business Service Office no later than July 31, 2004. Click the link above to view the transition rules.
|
|
|
|
View and download:
Manulife UL-G State Approvals
Manulife UL-G Client Guide
Manulife's enhanced Return of Premium (ROP) Death Benefit Rider is approved in all states (not available in Maryland or New York).
|
|
Additional Resources
To learn more about Manulife UL-G features and riders, or to obtain sales sheets and other sales tools, please click here.
|
|
|
|
Manulife UL-G is issued by The Manufacturers Life Insurance Company (U.S.A.) (Manulife USA), a member of the Manulife Financial group of companies, wholly owned subsidiaries of Manulife Financial Corporation. All product features may not be available or may vary by state.
|
|
Guaranteed products are dependent on the claims-paying ability of the issuer. |
|
|
 Download the free Adobe Acrobat Reader to view and print PDF files. |
|
|
|
|
